Zions Capital Markets¹ conducts the capital markets and investment banking activities of Zions Bancorporation. Zions Bancorporation is one of the nation's premier financial services companies with total assets exceeding $70 billion. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington and Wyoming. The company is a national leader in Small Business Administration lending and public finance advisory services, and is a consistent top recipient of Greenwich² Excellence awards in banking. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices. +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ (1) Zions Capital Markets is the trade name for certain business activities of Zions Bancorporation, N.A. and its divisions and subsidiaries, including Zions Direct, Inc., member FINRA/SIPC. Corporate and commercial banking activities performed by Zions Bancorporation, N.A. and its bank division. (2) Greenwich Associates is a leading global provider of data, analytics and insights to the financial services industry. The Greenwich Excellence Awards in small business and middle market banking were based on more than 27,000 market research interviews with businesses nationwide evaluating over 600 banks.